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NewInstant payouts now run 24/7

Get paid. Keep it simple.

Verso is the business account built for people who work for themselves. Invoices that chase themselves, tax set aside the moment money lands, and payouts that reach your card in seconds.

  • Rated 4.9 out of 5 by 12,400 freelancers
  • Protected by a licensed e-money partner. Your balance is safeguarded, separate from ours.

180,000+ independents in 31 countries get paid with Verso

  • Brand designers
  • Developers
  • Photographers
  • Copywriters
  • Illustrators
  • Translators
  • Consultants
  • Architects
  • Video editors
  • Tutors

The small print, made big.

Four numbers we will never hide in a footnote.

  • €0 monthly fee

    The Free plan stays free. No minimum balance, no card fee.

  • 2min to open

    From your phone, with an ID and a selfie. No branch, no paperwork.

  • 1-click invoices

    Turn a quote or last month's invoice into a new one in a tap.

  • 24/7 instant payouts

    Money reaches your card in seconds. Sundays and holidays too.

Invoices

Invoices that chase themselves.

Freelancers lose an average of nine working days a year to payment admin. Verso writes the invoice, sends it, follows up and tells you when it's paid. You get back to the work you actually invoice for.

  • Branded in sixty seconds

    Start from a quote, a timesheet or last month's invoice. Your logo, your terms, the right VAT note for every client country.

  • Reminders on autopilot

    Polite nudges on day 3, 7 and 14, written in your tone. They stop the second the money lands.

  • One link to pay

    Clients pay by card or bank transfer from the invoice itself, and it reconciles on its own.

#0142 from sent to paid, without you lifting a finger

  1. Sent

    Mon 2 Oct · 09:12

    Invoice #0142 goes out with a pay link and your terms.

  2. Viewed

    Mon 2 Oct · 14:38

    You see the moment Halden & Co. opens it. No guessing.

  3. Reminder

    Thu 12 Oct · 09:00

    A friendly nudge goes out on its own. You write nothing.

  4. Paid

    Fri 13 Oct · 11:26

    €1,800.00 lands, 23% hops to your tax pot, done.

23%

set aside automatically

Next bill due 31 Jan 2027 · €3,940.00 already waiting

Tax pot

Tax money, moved before you can spend it.

Every time a client pays, Verso moves your share for the taxman into a separate pot. It's still your money, earning nothing for us, just out of reach of a Tuesday-night impulse buy.

Your rulesTry them

  • Income taxEstimated from your bracket15%
  • Social contributionsPension and health cover8%
  • Safety bufferA cushion for surprise bills4%

On a €1,800.00 invoice

€414.00 to Tax pot€1,386.00 yours to spend

How it works

Open in the time it takes to make coffee.

Three steps, all from your phone. No branch visit, no business plan, no minimum deposit.

  1. 01Tell us who you are
  2. 02Get your IBAN and card
  3. 03Send your first invoice
Start in 2 minutes

  1. Step 1: Tell us who you are

    Your email, your phone, a photo of your ID and a quick selfie. Most accounts are approved before the kettle boils.

  2. Step 2: Get your IBAN and card

    A local IBAN to share with clients right away, and a virtual card in your wallet while the physical one is in the post.

  3. Step 3: Send your first invoice

    Pick a client, add a line or two, hit send. Reminders, payment and the tax split all happen from here on.

  • Per-client card
  • Single-use numbers
  • Capped at €120
  • Metal · on Pro

Cards & spending

A card for every client. Rules for every card.

Spin up a card per project, subscription or client and set what it can do. Every swipe lands in the app with the receipt attached and the category already guessed.

Business debit ·· 48214 controls on

Monthly limit€620 of €1,500

Freelancers who stopped chasing.

4.9/5

Average of 12,400 reviews from verified account holders

  • I used to spend Sunday nights writing “just following up” emails. Verso sends them for me, politely, and my invoices now land in nine days instead of thirty-one.

    Maya OkaforBrand designer · Lisbon

    Paid 22 days faster

  • The tax pot is the feature I didn't know I needed. January used to be a panic. This year the money was simply there, waiting.

    Tomasz WeberFreelance developer · Kraków

    €11,240 set aside in 2025

  • Clients pay from the invoice link while we're still on set, and it's on my card before I've packed the lights. That's the whole review.

    Lucía FerrerPhotographer · Valencia

    Payouts in 4 seconds

Pricing

Simple plans. No small print.

  • Free

    For getting started and side projects.

    €0/ monthfree forever

    Open free account
    • Business account with local IBAN
    • Virtual + physical card
    • 5 invoices a month with pay links
    • Tax pot with one rule
    • Free SEPA and instant payouts

  • Plus

    Most popular

    For full-time freelancers who invoice every week.

    €9/ monthbilled monthly

    Start 30 days free
    • Unlimited invoices and quotes
    • Automatic reminders in your tone
    • Tax pot with three rules + buffer
    • 3 physical cards, unlimited virtual
    • Card payments on invoices at 1.4%
    • Priority chat with a real human

  • Pro

    For studios of one with bigger clients.

    €19/ monthbilled monthly

    Go Pro
    • Everything in Plus
    • Brushed metal card
    • Accounts in EUR, GBP, USD and CHF
    • Read-only access for your accountant
    • Receipt capture and export to your books
    • Card payments on invoices at 1.2%

Every plan includes free SEPA transfers, instant payouts and safeguarded funds. Prices exclude VAT. Switch or cancel any time, no notice period.

FAQ

Questions, answered.

Still wondering about something?

Real people, not bots, in the app every day from 7:00 to 23:00. Average first reply: 3 minutes.

Chat with the team

Your balance is held by our licensed electronic money partner and safeguarded in segregated accounts at large European banks, completely separate from Verso's own money. If anything ever happened to us, your funds would be returned to you.

Freelancers, sole traders and one-person limited companies living in the EEA. You'll need a valid ID or passport, a phone number and two minutes. There's no credit check and no minimum deposit.

Money is available the moment a client pays. Move it to your Verso card, or to any account that accepts SEPA Instant, in a few seconds, 24 hours a day, including weekends and public holidays. On every plan, at no extra cost.

When you set up, we suggest percentages based on your country and expected income, and you can change them whenever you like. The pot is still your money: you can move it back at any time, and we'll remind you before each tax deadline.

Yes. Every invoice comes with a secure pay link that accepts cards and bank transfers. Card payments cost 1.4% on Plus and 1.2% on Pro; bank transfers are always free. Payments reconcile against the invoice on their own.

Any time, from the app. Upgrades apply straight away and are charged pro rata; downgrades apply at the end of your billing period. Closing takes a few taps and we'll send any remaining balance wherever you like.

Ready when you are

Get paid by Friday.

Open your Verso account in two minutes, send your first invoice in one more. Free to start, and you can leave whenever you like.